We believe that there is a fundamental problem with how insurance is sold and that leads to difficulties in the event of a major claim.
You think you’re protected, but it’s an illusion.
There are conditions in your policy but, if you don’t know about them, then meeting them is going to be purely down to luck. The bigger the claim, the more likely it is that your insurer will be tough on areas of non-compliance and refuse to pay a claim as a result.
That’s the insurance sales process. It isn’t what BAD companies do, this is what EVERYONE does. It’s how we were all trained.
At Blue Rock we try to do things differently.
We’ll check over the policy conditions with you and check whether or not you’re covered. This might be the first time you’ve ever been through this exercise.
Once a specification is agreed for the cover you actually want, we can talk about obtaining the best possible terms for that specification.
What we won’t do is just copy the existing headlines of cover and try to get a slightly cheaper price, with no focus on the quality of cover.
If it comes back all clear then you can walk away with renewed confidence in your protection, but EVERYONE who goes through our review is much better informed as a result.
We will take an impartial look at your current policies and deliver a free audit.
We will do this by reviewing your existing policies and uncovering any gaps in cover.
This will highlight any weak spots that could be affecting your protection or wasting money.
Our results will outline where we think your cover could be improved. If we find that you have existing cover that you don’t need, we will recommend areas to reduce your cover.
In short, it’s about agreeing the specification for the cover you want.
Our review process typically starts with an initial telephone call followed by a face-to-face meeting. Our first meeting can be carried out via online video conferencing where this is the best solution.
We can assist with all types of Commercial/Business Insurance including:
If you are interested in finding out more about our review, please get in touch to start the conversation.