There are conditions in your policy but, if you don’t know about them, then meeting them is going to be purely down to luck. The bigger the claim, the more likely it is that your insurer will be tough on areas of non-compliance and refuse to pay a claim as a result.
That’s the insurance sales process. It isn’t what BAD companies do, this is what EVERYONE does. It’s how we were all trained.
At Blue Rock we like to do things differently.
We’ll check all the policy conditions and whether or not you comply. We will advise on areas where you may be over-insured or where you are not insured at all.
Once a specification is agreed, we can talk about obtaining the best possible terms for that specification.
What we won’t do is just copy the existing headlines of cover and try to get a slightly cheaper price, with no focus on the quality of cover.
If it comes back all clear then you can walk away with renewed confidence in your protection, but EVERYONE who goes through our review is much better informed as a result.
We will take an impartial look at your current processes and deliver you a free health check report.
We will do this by reviewing your existing policies and uncovering any gaps in your cover.
This will highlight any weak spots that could be affecting your protection or costing you money.
Our results will outline where we think your cover could be improved. If we find that you have existing cover that you don’t need, we will recommend areas to reduce your cover.
In short, it’s about agreeing the correct specification for your cover.
Our review process typically starts with a face-to-face meeting at your premises with one of our client advisers. As we are currently based in Ayrshire our operations are limited mainly to Scotland and the North of England but we are expanding all the time.
We can assist with all types of Commercial/Business Insurance including:
If you are interested in finding out more about our review, please get in touch to start the conversation.